These Terms of Service (“Terms”) govern your access to and use of FiduciarySignal (the “Service”). By using the Service you agree to these Terms.
FiduciarySignal displays public Form 5500 ERISA filings published by the U.S. Department of Labor, computes peer-group benchmarks, and generates summary reports. The Service is provided for informational and professional research purposes.
Access to the Service is currently free during an introductory trial. We may introduce paid plans (subscriptions, per-report charges, or other fee structures) in the future. If we do, we will give existing account holders advance notice of any pricing change and you will not be charged unless you affirmatively agree to a paid plan. Continued use after a notice period without electing a paid plan may limit or end your access to paid features.
You agree not to:
Source data is downloaded from the DOL EFAST2 public datasets. We make reasonable efforts to import and present this data accurately but make no warranty of completeness, timeliness, or correctness. Plan sponsors sometimes file amendments or corrections after their initial submission. Always verify against the original filing before relying on a figure for a material decision.
The underlying Form 5500 data is in the public domain. The Service's compiled benchmarks, peer-group methodology, report templates, charts, software, and visual design are owned by FiduciarySignal and protected by copyright and other laws. You may use generated reports for your own internal and client-facing professional work; you may not resell the Service or its compiled outputs as a standalone product.
The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.
To the maximum extent permitted by law, FiduciarySignal and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data, arising from your use of the Service. Total aggregate liability for any claim arising out of or relating to the Service shall not exceed one hundred U.S. dollars (US$100).
You may stop using the Service at any time and request account deletion by emailing cdanielswpb@gmail.com. We may suspend or terminate your access if you violate these Terms or use the Service in a way that risks harm to other users or the Service itself.
We may update these Terms from time to time. Material changes will be indicated by updating the “Last updated” date above. Continued use of the Service after a change indicates acceptance.
These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in Florida.
Questions about these Terms? Email cdanielswpb@gmail.com.